• References to "you", "your" and "yours" are references to the person(s) accessing this website and any of its pages ("this Site").

• References to "we", "us" and "our" are references to BOCHK Asset Management Limited.

There is no assurance that fund/sub-fund investment will achieve its investment objective(s). The price of the units/shares of a unit trust or mutual fund may move down and up and may become valueless, and you may not get back the amount you have invested. Past performance information presented is not indicative of future performance.

Investment in funds/sub-funds is different to placing money on deposits with us or anywhere else. Funds/sub-funds are not our or any of our affiliates' deposits or other obligations, nor are they guaranteed by us or any of our affiliates.

Prior to investing in any funds/sub-funds, you should carefully consider (a) the possible tax consequences, (b) the legal requirements and (c) any foreign exchange control requirements which you might encounter under the laws of the countries of your incorporation, citizenship, residence or domicile which might be relevant to the purchase, sale, subscription, holding, conversion or disposal of the units/shares in the funds/sub-funds.

The investment decision is yours but you should not invest unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives. It is your responsibility to be aware of and to observe all applicable laws and regulations of any relevant jurisdiction. The following pages contain information and materials relating to funds/sub-funds that are authorised by the Securities and Futures Commission ("SFC") in the Hong Kong Special Administrative Region ("HKSAR"), however, such authorisation does not imply its recommendation or endorsement. Information and contents relating to each fund/sub-fund are compiled and issued by or on behalf of the relevant fund/sub-fund and/or its Manager. Certain such information and contents are exempted from pre-vetting, and therefore have not been reviewed, by SFC.

You should not invest in the fund/sub-fund unless the intermediary who sells the fund/sub-fund to you has advised you that the fund/sub-fund is suitable for you and has explained why, including how subscription for the fund/sub-fund would be consistent with your investment objectives.

You should not make any investment decision solely based on the above. Please read the relevant fund documents carefully for further fund/sub-fund details including but not limited to risk factors.

SFC authorisation is not a recommendation or endorsement of a product nor does it guarantee the commercial merits of a product or its performance. It does not mean the product is suitable for all investors nor is it an endorsement of its suitability for any particular investor or class of investors.

To the best of its knowledge and belief, BOCHK Asset Management Limited considers the information contained herein is accurate as at the date of publication. However, no warranty is given on the accuracy, adequacy or completeness of the information provided by third party. Neither BOCHK Asset Management Limited, nor its affiliates, directors and employees assume any liabilities in respect of any errors or omissions provided by third party on this Site. Under no circumstances should this information or any part of it be copied, reproduced or redistributed.

Related to Investment in funds/sub-funds

• The funds/sub-funds included in this Site are distinguished by their respective specific investment policies or any other specific features. These funds/sub-funds may, directly or indirectly through underlying funds/sub-funds invest primarily in equities and debt securities (including bonds, money market instruments, financial derivative instruments or a combination of these).

• Some of the funds/sub-funds may invest in emerging markets, and non-investment grade and non-rated bonds, which are subject to higher credit risks. Emerging markets may have higher legal, regulatory and political risks and are likely to be subject to a higher than average volatility.

• Some of the funds/sub-funds may invest in real estate investment trusts ("REITs") and convertible bonds of the emerging markets and listed commodity exchange traded funds.

• Some of the funds/sub-funds may invest in Renminbi ("RMB") denominated assets. Please note that RMB is currently not freely convertible and is subject to exchange controls and restrictions. HKD-based investors are therefore exposed to fluctuations in the RMB exchange rate against HK dollar. Like any currency, the exchange rate of RMB may fall or rise. Investors may also be exposed to credit risks of counterparties, limited availability of offshore RMB debt instruments as well as liquidity risks if the funds/sub-funds invest in RMB denominated assets.

• Some of the funds/sub-funds may be exposed to additional risks associated with leveraged trading.

• Some of the funds/sub-funds may also invest in derivative instruments such as options, warrants, swaps, non-deliverable swaps, forwards, non-deliverable forwards and futures contracts for hedging purposes. These types of derivatives investments can involve material additional risks, say, counterparty default risks or insolvency, volatility risks, liquidity risks, leverage risks and valuation risks, and may expose the funds/sub-funds to significant losses.

• Some of the funds/sub-funds may invest in financial products and structured instruments which are subject to credit risks and counterparty risks of the issuers.

• Funds/sub-funds may from time to time hold a high portion of cash and deposits as it may take a prolong period of time to invest into debt instruments and/or the Manager may consider there are insufficient investments available in the market.

• Funds/sub-funds may subject to risks associated with their investments in collective investment schemes, portfolios and/or funds/sub-funds managed by third parties/external asset managers.

• Funds/sub-funds investments may involve substantial credit/counterparty downgrading, market volatility, interest rate, foreign exchange, liquidity, regulatory and political risks.

• Some of the funds/sub-funds have a guarantee element. Only those investors who hold the funds/sub-funds until the respective maturity dates will be entitled to the guarantee. Any dealings before the respective maturity dates are fully exposed to fluctuations in the value of the assets of the funds/sub-funds and investors will not benefit from the guarantee.

• Some of the funds/sub-funds have significant exposure to a single sector or country and are likely to be subject to a greater concentration risk and higher volatility than a more diversified investment.

Disclaimer

• This Site is intended for HKSAR residents only. Non-HKSAR residents are responsible for observing all applicable laws and regulations of their relevant jurisdictions before accessing the information contained herein.

• No information contained in this section should be regarded as an offer to sell or to subscribe for, or an advice or recommendation to anyone on any funds/sub-funds or any other product or service in any jurisdiction. Viewers should consult independent professional adviser before making any investment, financial decision or subscribing for any funds/sub-funds.

All copyright, patent, intellectual and other property rights in connection with the information contained herein are owned by BOCHK Asset Management Limited or its affiliates. No rights of any kind are licensed, assigned or shall otherwise be passed to persons accessing this information.

Investment involves risk. Past performance is not indicative of future performance. Please refer to the respective fund documents for further information, including but not limited to the risk factors before investing. Print copies of the fund documents or other information of the funds/sub-funds are available from the distributors of the respective funds/sub-funds as well as BOCHK Asset Management Limited. The above information does not constitute any offer or recommendation to implement or liquidate an investment or to carry out any other transaction.

Investors should not solely rely on this Site to make any investment decision or any other decision. Any investment decision should be based on appropriate professional advice specific to the investors' needs. The advertisement contained herein has been issued by BOCHK Asset Management Limited and has not been reviewed by SFC.

This Site has not been reviewed by SFC.

General Information

The materials on this Site are not intended for use by persons located in, or resident in jurisdictions that restrict the distribution of such materials by us. Unless otherwise specified, none of the unit trusts and mutual funds herein have been approved for sale or purchase by any authorities outside the HKSAR. If you are a resident in territories other than HKSAR, you should consult your professional advisers as to whether you may subscribe for any funds/sub-funds, products and services described in this Site or whether you require any governmental or other consents or need to observe any formalities to enable you to do so. The information contained in this Site, whether provided by us or other information provider, should not be regarded as a professional advice. Viewers should seek independent advice on the suitability of any particular investment.

No information or opinion contained in this Site should be regarded as an offer to buy or sell, to subscribe for, or an advice or recommendation to anyone on any funds/sub-funds or any other products or services in any jurisdiction in which the distribution or offer is not authorised or would be contrary to local laws and regulations. In particular, the information herein is not for distribution or for sale and does not constitute an offer to subscribe for any securities and financial instruments in the United States of America ("US") and Canada to or for the benefit of United States persons (being persons resident in the US, corporations, partnerships or other entities created or organised in or under the laws of the US or any person falling within the definition of the term "US Person" under Regulation S promulgated under the US Securities Act of 1933, as amended) and persons of Canada.

Not Investment Recommendation

Information contained in this Site does not constitute investment advice or recommendations. Before making any investment decisions, you should consider your own financial situation, investment objectives and experiences, risk tolerance level and ability to understand the nature and risks of the relevant fund/sub-fund and product. For the nature and risks involved of individual investment products, please refer to the relevant fund documents for details. You should seek independent professional advice.

Investment Risks

Please note that the value of investments and the income derived therefrom may fluctuate and an investor may not receive back the amount originally invested. Past performance does not represent future performance and the value and any income arising from any investment referred to on this Site may go down as well as up. Where an investment is denominated in a currency other than your base currency, exchange rates may have an adverse effect on the value price or income of that investment. In the case of investments for which there is not a recognised market, it may be difficult for investors to sell their investment or to obtain reliable information about its value or the extent of the risks to which it is exposed. Changes in current rates of exchange or taxation may have an effect on the value price or income of investments. Current tax levels and relief may change and the value of any relief depends on individual circumstances.

Intellectual Property Rights

All trademarks, logos, service marks, trade names and icons ("trademarks") displayed on this Site are proprietary to BOCHK Asset Management Limited or such other parties. Users are prohibited from using the same without written permission from us or such other parties. The information on this Site may not otherwise be reproduced, distributed or transmitted to any other person or incorporated in any way in to another database, document or other materials without our prior written consent. Your use of the trademarks displayed on this Site or any other content on this Site, except as provided herein, is strictly prohibited.

Linked Websites

Where we provide hypertext links to other locations on the Internet, we do so as a convenience only. We are not responsible for the content of any other websites or pages linked to or linking to this Site. We have not verified the content of any such websites. Such websites may contain products and services that are not authorised in HKSAR and not available to HKSAR residents. Following links to any other websites or pages shall be at your own risk and we shall not be responsible or liable for any damages or in other way in connection with linking. The inclusion of any link to such websites does not represent expressed or implied approval of or endorsement by us of the websites or the content thereof. Your use of other websites or content shall be subject to their terms and conditions.

Third Party Content

This Site includes materials from third parties or links to websites maintained by third parties (the "Third Party Content"). The Third Party Content is available through framed areas, through hyperlinks to third party websites, or is simply published on this Site. The Third Party Content is protected by copyright pursuant to the laws of HKSAR and international treaties and is owned or licensed by the Third Party Content provider(s) credited.

We have not been involved in the preparation of such third party materials and does not explicitly or implicitly endorse or approve such content. Any opinions or recommendations expressed on third party materials are solely those of the independent providers, not of us.

Neither we nor the Third Party Content providers guarantee the accuracy, timeliness, completeness, usefulness or any other aspect of the information and are not responsible or liable for any such content, including any advertising, products or other materials on or available from third party sites. You will access and use the Third Party Content at your own risk. The Third Party Content is provided for informational purposes only, and we and the Third Party Content providers shall not be liable for any loss or damage arising from your reliance upon such information.

Internet Communication

Messages sent over the Internet cannot be guaranteed to be completely secure as they are subject to possible interception, loss or alteration. We are not responsible for them and will not be liable to you or anyone else for any damages or otherwise in connection with any messages sent by you to us or any messages sent by us to you over the Internet. Communications over the Internet may be subject to interruption, transmission blackout, delayed transmission due to Internet traffic or incorrect data transmission due to the public nature of the Internet or otherwise.

The information and materials contained in this Site are provided to you "AS ARE" without warranty of any kind, whether expressed or implied. We disclaim all warranties, expressed or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. We do not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this Site or the server that makes it available are free of viruses or other harmful components. You have sole responsibility for adequate protection and back up of data and/or equipment and for undertaking reasonable and appropriate precautions to scan for computer viruses or other destructive properties. We make no representations or warranties regarding the accuracy, functionality or performance of any third party software that may be used in connection with the Site.

Personal Data

Personal data provided by you in this Site may be used, stored, disclosed and transferred (in and outside HKSAR) to such persons as we may consider necessary, including regulators and government authorities in any jurisdiction and BOC Hong Kong (Holdings) Limited, Bank of China (Hong Kong) Limited and any of their subsidiaries for any purpose in connection with the services we may provide to you, and/or in connection with matching for whatever purpose with other personal data concerning you, and/or for the purpose of promoting, improving and furthering the provision of services by us or BOC Hong Kong (Holdings) Limited, Bank of China (Hong Kong) Limited or any of their subsidiaries to customers generally. You have the right to request access to and correction of any personal data or to request the personal data not to be used for direct marketing purposes. Requests for access to data or correction of data or for information regarding policies and practices and kinds of data held should be addressed to:

The Data Protection Officer

BOCHK Asset Management Limited

Bank of China Tower, 1 Garden Road

Hong Kong

Fax Number: (852) 2532 8216

Governing Law

These Terms are governed by and interpreted in accordance with the laws of The Hong Kong Special Administrative Region.

© BOCHK Asset Management Limited